Nationwide Fixed Rate Online Bond — 4.25% p.a.
United Kingdom · GBP · tenor 1 year · as of August 2026
Nationwide Building Society one-year online bond at 4.25% AER — published on the product page, from £1.
- Rate p.a.
- 4.25%
- Product
- Fixed Rate Online Bond
- Tenor
- 1 year
- Minimum deposit
- £1
- Interest paid
- Annually (4.25% AER/Gross, fixed)
- Deposit protection
- FSCS (United Kingdom), up to £120,000 per customer
- Currency
- GBP
Nationwide is the world’s largest building society. The official Fixed Rate page lists the 1 Year Fixed Rate Online Bond at 4.25% AER/Gross. Withdrawals before maturity are excluded; open online.
There is also a 1 Year Fixed Rate Cash ISA at 4.40% AER/tax-free — that is an ISA, not a classic fixed deposit, and is not mixed in as a comparison rate. This overview uses the Online Bond.
Building society rather than a listed company: membership instead of a shareholder model. FSCS cover still applies to eligible deposits. The deposit can be booked in euro or Swiss francs — with no GBP FX risk.
Terms
- Tenor: 12 months
- Minimum: from £1
- Channel: online
- No withdrawal until maturity
- Source: Nationwide Fixed rate savings accounts, as of August 2026
Official bank page: Nationwide
Who it suits
Investors who want a low entry point and a published one-year bond from a building society — including those resident in Switzerland.
Risks and notes
- No withdrawal until maturity.
- ISA rates from the same society are not 1:1 comparable with the bond.
- Terms and settlement are clarified on a call.
Rates are indicative. The deposit sits with the bank — details in the terms. Terms