BBVA Flexible fixed deposit — 3.10% p.a.
Spain (German branch) · EUR · tenor 1 year · as of August 2026
Same BBVA table, twelve-month fixed deposit: 3.10% p.a. — shorter lock-in than the five-year rate, 40 basis points lower.
- Rate p.a.
- 3.10%
- Product
- Flexible fixed deposit
- Tenor
- 1 year
- Minimum deposit
- €500
- Maximum deposit
- €1,000,000
- Interest paid
- Per the BBVA fixed-deposit contract (Flexible Festgeld)
- Deposit protection
- Statutory Spanish / EU deposit guarantee (FGD, up to €100,000)
- Currency
- EUR
The official twelve-month rate is 3.10% p.a. It fits if the amount should be redeployed in about a year. Six months sits at 2.85%; two years at 3.20%.
Deposit €500–€1,000,000 and Spanish EU cover apply as for the five-year product. Also relevant for investors resident in Switzerland.
Tax treatment depends on residence; details in the bank information sheet and on a call.
Terms
- Tenor: 12 months
- Minimum: €500, maximum €1,000,000
- Same bank, five-year rate: 3.50% p.a.
- Source: BBVA Germany, Flexible Festgeld, as of August 2026
Official bank page: BBVA
Who it suits
A one-year euro placement from €500 with a well-known EU bank — including those resident in Switzerland.
Risks and notes
- Rates can change before you apply.
- Institution and country risk of the Spanish protection scheme.
- Terms and settlement are clarified on a call.
Rates are indicative. The deposit sits with the bank — details in the terms. Terms