Barclays 1-Year Fixed-Rate Bond — 3.80% p.a.
United Kingdom · GBP · tenor 1 year · as of August 2026
Barclays one-year Bond Issue 131: 3.80% AER from £500, effective from 6 July 2026.
- Rate p.a.
- 3.80%
- Product
- 1-Year Fixed-Rate Bond
- Tenor
- 1 year
- Minimum deposit
- £500
- Maximum deposit
- £1,000,000
- Interest paid
- Monthly or at maturity (3.80% AER/Gross)
- Deposit protection
- FSCS (United Kingdom), up to £120,000 per customer
- Currency
- GBP
Barclays quotes 3.80% AER for the 1-Year Fixed-Rate Bond Issue 131 — the same monthly and at maturity. Minimum £500, maximum £1 million. Top-ups or withdrawals during the term are not provided for.
The bond issue is limited and can be withdrawn at any time. We clarify settlement on a call.
The deposit can be booked in euro or Swiss francs — with no GBP FX risk. The name matters for investors who want Barclays as the institution.
Terms
- Tenor: 12 months (Issue 131)
- Minimum: £500, maximum £1,000,000
- Rates effective from 6 July 2026
- Source: Barclays 1-Year Fixed-Rate Bond, as of August 2026
Official bank page: Barclays
Who it suits
Investors with at least a £500 equivalent who want Barclays as the institution — including those resident in Switzerland.
Risks and notes
- No access before maturity (except in exceptional cases per the bank).
- Reinvestment risk after maturity.
- Terms and settlement are clarified on a call.
Rates are indicative. The deposit sits with the bank — details in the terms. Terms